Jill’s Journal

Welcome to Jill’s Journal, an educational blog about the fundamentals of investing and finance.

If you have a topic you would like us to address, please send an email or fill out the Contact Us section with your ideas in the Comments section. We hope to make this a page you look forward to reading to stay updated on what is going on locally, regionally and nationally.


November 6, 2018

Happy Election Day! Hopefully you are out there, rocking the vote…

Tax Loss Harvesting

October 25, 2018

Want to impress your friends with knowledge of reducing your taxes using investment sales? Great! Tax loss harvesting it is…

Year End Deadlines

October 9, 2018

The end of the year is an important milestone for taxes and financial matters. Here are some important deadlines to keep in mind:

College Funding Ideas, Part 2 of 2

September 25, 2018

In my last post, I started to explain the different ways that parents (or whomever) can save money for college. This post covers 4 additional ways.

College Funding Ideas, Part 1 of 2

September 18, 2018

Do you have a child or grandchild that will someday attend college?


September 11, 2018

Budget. The 6-letter dirty word. After the series of blog posts on debt, I figured I should talk about budgeting, even though, if you’re like most people, you’re not interested.

Debt, Good vs Bad Debt, Part 3

September 4, 2018

So, some people believe that you shouldn’t EVER have debt. I don’t subscribe to this theory.

Debt, Student Loans, Part 2

August 21, 2018

In June, Forbes published an article about the student loan debt crisis.

Debt, Credit Cards, Part 1

August 7, 2018

Last year there was an article published on the Credible financial website, that did a survey of 500 Americans with credit card debt.

Target Date Funds

July 31, 2018

For the past several years, our financial advisors have helped to manage several 401(k) plans for small to medium size businesses.

IRA vs 401(k) vs Roth - Part 2

July 24, 2018

Last week, we talked about the differences between an IRA and a 401(k).

IRA vs 401(k) vs Roth - Part 1

July 17, 2018

I have found that professional, super-smart people, that I personally know, do not know the difference between an IRA, a Roth IRA, and a 401(k).

Types of Risk - Part 2

July 10, 2018

This is the second part of my series on risk. Last week I described the three types of systematic risk. This week, we will be talking about unsystematic risk.

Types of Risk - Part 1

July 3, 2018

Now that we have built a foundation of knowledge for the many different asset class types, we can move on to understanding types of risk.

Asset Classes - Real Estate & Other

June 26, 2018

Today is the final installment of a four-part series on the different types of asset classes, and today is all about the “other” types of assets.

Asset Classes - Cash

June 19, 2018

Today is the third of a four-part series on the different types of asset classes, where we are conversing about cash.

Asset Classes - Fixed Income

June 12, 2018

Today is the second of a four-part series on the different types of asset classes, and we are talking Fixed Income. Previously, we discussed the different ways to diversify with stocks.

Asset Classes - Stocks

June 5, 2018

Previously, on Jill’s Journal, I talked about diversification with stocks and bonds. Remember, the goal of diversifying your investments is to smooth out your ride - you want to have several different types of assets to manage the ups and downs of your account.


May 29, 2018

In my last blog post, I mentioned the importance of diversification. But what does it mean to be well-diversified? Is it simply enough to have both stocks and bonds in your portfolio?

Volatility in the Market

May 22, 2018

Wow, the markets have sure had a bumpy ride lately! Unfortunately, this is all par for the course with the history of the stock market. We are coming off several years of growth in the markets, and volatility is back, baby.


May 15, 2018

Welcome to Jill’s Journal! We are so happy you have joined us. This is our new blog where we will attempt to educate readers on the fundamentals of financial terminology and concepts.

The opinions expressed are those of Jill Carr and not necessarily those of Raymond James. Opinions expressed are as of this date and subject to change at any time without notice. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation.

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